Founded in 1998, The Financial Well is a fee-only registered investment advisor and fiduciary, as defined by the Securities Exchange Commission, the Board of Standards for the Certified Financial Planning Practitioners, and the Financial Planning Association. 

As a fiduciary, we are committed to no hidden fees, full disclosure, and putting you first when providing advice.

We help those interested in helping themselves - women, recently or soon to be retired, multi-generational families with the desire to leave a legacy, families with elder and special needs issues, veterans, and other government employees.
Our goal is to serve your best interest by being your Financial Well, your resource for financial clarity. 

"Tentative efforts lead to tentative outcomes. Therefore give yourself fully to your endeavors. Decide to construct your character through excellent actions and determine to pay the price of a worthy goal. The trials you encounter will introduce you to your strengths. Remain steadfast....and one day you will build something that endures; something worthy of your potential." 
- Epictetus Roman Teacher, Philosopher 55-135A.D. 

We believe the more you give, the more you receive. Our job is to help you find the best opportunities to fulfill your dreams and endeavors. By doing so, we help the dreams of many come true.


The Financial Well, Inc. Code of Ethics 

As a registered investment advisor, we have a fiduciary duty to perform advisory services on our clients' behalf in a manner that is always in their best interest. 

The cornerstone of The Financial Well Code of Ethics is based on this fiduciary premise. This Code sets forth the fundamental principles of conduct and professionalism expected by all employees, officers or directors in discharging their duties to The Financial Well family of clients. 

Integrity Ethical Principle : We shall behave in a trustworthy manner. Integrity is the cornerstone for sound judgment and establishing trust with a client. Integrity demands honesty and candor, which must not be subordinated to personal gain and advantage. Integrity cannot co-exist with deceit or subordination of one's principles. 

Competence Ethical Principle : We shall engage only in those services for which we have the necessary knowledge, skills and experience. Competence is recognizing one's level of expertise and only providing service within those boundaries, or only after taking reasonable steps to acquire that level of knowledge, skill or experience, offer such service. 

Objectivity Ethical Principal : We shall act without prejudice or bias, and labor in good faith for the best interest of all persons. Objectivity requires us to act impartially. We must protect the integrity of our work, maintain objectivity, and avoid subordination of our judgment that would violate this Code of Ethics. We will endeavor to avoid circumstances where a conflict of interest might exist. If unavoidable, whenever possible, we will make full disclosure of such conflict(s). 

Confidentiality Ethical Principle : We shall respect the confidentiality of any information entrusted to, or obtained in the course of, business or professional activities. Confidentiality is having another's confidence where we are entrusted with their private affairs. Confidence implies full trust and belief that one is a reliable person worth keeping matters private. We are only to use such confidential information for the business purpose intended. 

Fairness Ethical Principle : We shall perform our duties in a manner that is fair, just and reasonable to all persons. To be fair requires our decisions to be free from bias, dishonesty, or injustice and to fully disclose any conflicts of interest. Fairness is treating others in the same fashion that we would want to be treated. 

Diligence Ethical Principle : We shall proceed with patience, timeliness, and consistency, and do so in a prompt and thorough manner in the service of others. Diligence is making a constant and earnest effort to attain a given objective. We strive for, in this case, a distinguished record of professional service.